Two college students, Frank and Matt, are riding on a New York City subway when a beggar approaches them asking for spare change.
Frank adamantly rejects the man in disgust.
Matt, on the other hand, whips out his wallet, pulls out a couples of dollar bills and gladly hands them over to the beggar with a smile.
The beggar thanks him kindly and then continues on to the other passengers. Frank is outraged by his friend`s act of generosity.
"What on earth did you do that for?" shouts Frank. "You know he`s only going to use it on drugs or booze!!!"
Matt replies, "What...and we weren`t?"